“I Can’t Move”

Thursday, October 27, 2011 by Glen Thomas

The serious economic downturn is giving new meaning to Luther’s famous quote at the Diet of Worms, “Here I stand. I can do no other.”

New census data, reported on Fox News indicate that Americans are less and less mobile due to the deteriorating economy. In fact, “American families are staying home more than at any time since World War II thanks to the housing bust and unemployment that has kept young adults and retirees from moving elsewhere, the Census says.”

These data are similar to those reported in July of 2010 in a study reported in the Washington Post. To quote from that story:

With many people locked in homes by underwater mortgages, only 1.6 percent of Americans moved between states in a one-year period that ended in March 2009 -- a labor stagnation not seen in half a century. Though household mobility has gradually declined for more than two decades, the recent sharp downturn has caused economists to worry that it could harm the already struggling recovery.

Recent conversations with district presidents have confirmed that much the same type of inability to move is prevalent among pastors, teachers, DCEs, deaconesses, and other church workers in The Lutheran Church-Missouri Synod. This phenomenon has been growing behind the scenes for some time and it can have serious implications for our Synod. When a pastor, for example, is contemplating a call he has received and begins to consider the fiscal ramifications of accepting the call, he may well ask himself: Will I be able to sell my current house? Can I afford to sell my current house for what I would receive for it? Will my wife be able to find employment?

To church workers: Are you feeling this way? Are you functionally immobile due to economics?

Has your congregation or school encountered functional immobility due to economics in calls that have been issued?

Are workers who conclude that they are functionally immobile due to economics simply lacking in faith? Should they move full-steam ahead with the understanding that “God will take care of it?”

Your comments are welcomed!

Comments for “I Can’t Move”

Thursday, October 27, 2011 by Doug:
The economics of moving are definitely an aspect of call deliberation. We recently moved and incurred a substantial loss. The Lord provided pathways for us to cover those losses, and we have a plan to recoup them over the next two years. I would be very troubled, though, if someone suggested that those who don't move for economic reasons are lacking faith. There is a fine, but important, line between acting on faith and simply acting irresponsibly. We do confess, after all, that God has given me reason. One could just as easily argue that 'letting God take care of it' is a ploy of the enemy to lead one into all sorts of trouble.
Thursday, October 27, 2011 by David Meggers:
I'll stick my toe into this murky water with a bit of trepidaiton. "Simply lacking in faith" is too "simple". I'm old enough to remember when congregations thought they were doing right by their pastors in encouraging and even assisting them in the purchase of a home. It seemed faithful to many. "God will take care of it" may mean a number of things but I also feel cautioned to make sure I'm not being irresponsible to my contract with my lender or to my family by defaulting to "God will take care of it" as though I have no stewardship responsibility in the matter.

I have not personally been so impacted but am all too familiar with workers who have, especially since my wife is a Realtor who has worked with a number of them. And, though given my previous cautions, I must say that how God has taken care of it in some instances has been rather remarkable in this economy.

I would also admit to feeling some apprehension should I receive a call. Even with a talented Realtor wife, its a very, very difficult thing to sell a house right now.
Tuesday, November 1, 2011 by David Mumm:
Three times we have bought and sold houses. Each time we lost significant money. Here is one of the major problems with Pastor's owning their home. Unless one stays put for 22 years or more, you don't get "right side up with your mortgage." A typical 30 year mortgage reaches the break-even point (equal portion of payment to interest and to principle) somewhere in the 21st year. Our first home, we lived in 8 years. When it sold, we started over at year one with our second mortgage. Four years later we started over again with our third. We sold that house on a short-sale two years ago, after moving out 3 years earlier. We currently do not own a home. I'm not sure we ever will own another, especially with the economy as unstable as it currently is.
Wednesday, November 2, 2011 by Mark:
My wife and I live in a parsonage and have for over 20 years. We've never owned our own home. The downside is that we are not earning any equity on a home. The upside is that we are not losing any equity on a home. We are, therefore, removed from the economic implications of the day and place of owning our own home. We have, however, set aside a small amount each month into a tax saving annuity for over 20 years. Other than taking a portion of that and putting it in Mutual Funds (ugghh right now) that TSA was the wisest financial decision we've made to date. We could easily buy a home now in many places, though ironically not in where we now live as it is a high market. Though a parsonage has its negative points, it also has many positives. Because of it, we are not shackled here. We could move, but are quite content here right now. Summing up, we suffer the negatives of the arena we choose to live in and, likewise, in due time as the Lord chooses, also enjoy the positives. To God alone belongs all glory.
Wednesday, November 2, 2011 by Doug Krengel:
I recently accepted a call. Yes, the economics of selling our house did concern us and continues to concern us. We were able to rent our house with an option to buy. Today 1 Chronicles 29:12 has been of comfort: "Wealth and honor come from you; you are the ruler of all things. In your hands are strength and power to exalt and give strength to all."
Wednesday, November 2, 2011 by Mark Joyce:
God told Abraham to go to a place he would show him--and he went. That's always been a powerful reminder, for me, in considering calls.

On the matter of the worker's faith--God works through his people. Church members and school parents need to be mindful of that. They cannot ride the coattails of their worker's faith.

We've moved 11 times in forty years of ministry and marriage because new challenges to serve and design & build programs called. I would consider a call again.
Wednesday, November 2, 2011 by Pastor Scott Schaller :
Just a question. I understand the Economy is slow and home prices are hurting but it seems llike a number of men are staying in the parish longer. Is it true that less people are retiring? is this one reason. Thanks Rev. Thomas
Wednesday, November 2, 2011 by Eric Tritten:
My family and I moved after I accepted a Call to a different congregation. We took a substantial financial hit on selling our house. However, we felt convinced that God was saying, "Move." So we stepped out, trusting that He would provide for us. He has done that, and our new congregational family has been a great blessing guiding us financially, helping us, and working to decrease the economic repercussions we were facing.

I would hate to think that any church worker, once convinced that God was leading him or her to accept a Call, would turn down that call solely because of the economy. However, it is definitely a factor that the worker should consider and pray about, and the calling congregation should take into consideration.
Wednesday, November 2, 2011 by Tysen Bibb:
My wife and I are renting which gives us a little more flexibility when it comes to accepting a call. There aren't many calls for Commissioned workers right now but even with the economy I would still consider one. Are finances a bigger factor than years ago? Absolutely. My wife being a registered nurse helps as long as we're near a hospital or clinic but it's still not easy (thanks to student loans). When children enter the picture it will, most likely, make us less mobile.

I have to agree with Doug that it's a balance. God gave us reason as well as faith. Determining whether or not to take a call is not easy. For us, renting has been the way to go short term. What does the future hold? Only God knows. The one sure thing is that God provides. It's just not always what or how we expect.
Wednesday, November 2, 2011 by Don:
Are workers who conclude that they are functionally immobile due to economics simply lacking in faith? Should they move full-steam ahead with the understanding that “God will take care of it?” They are counting the cost just as scripture suggests...As the Synod is also dong.
Friday, November 11, 2011 by Raymond Van Buskirk:
If I was a new church worker, I would rent for at least the next three years until it is clear the market has hit bottom and then consider if I wanted a house to potentially deter me from taking a call subsequently. In other words, I think that the current instability of the economy and the ministry prompt us to be very cautious in making major, highly-leveraged investments.
Tuesday, November 22, 2011 by Linda Dybwad:
We just experienced a budget process at church that put everything, including paper, copy machine, oil for candles, substitute preachers, at the top of the budget and the staff was paid according to what was leftover' after every other item was on the budget...is that general practice?
Wednesday, November 23, 2011 by Dick Koehneke:
In response to Linda Dybwad: No, not in my experience. Normally staff salaries and benefits make up the majority of the budget (usually a sizable majority) so it's only prudent to put that item first -- to say nothing of recognizing the vital importance of the ministry and support staff by addressing their compensation before anything else.

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